CHECK SMART PAYDAY LOAN Check Smart Payday Loan. Are you short on money and could use payday loans of up to $500 before your next paycheck? Apply in less than three minutes and you can have cash in your account overnight with our fast cash advances. No long waits for a simple online payday advance or tedious credit checks. Get connected with an online application for guaranteed cash advances. Don't be concerned about past bankruptcy, bad credit or no credit. You can have your cash tomorrow! No worries about paying the payday advance back - that is taken care of for you automatically. Avoid the hassle of going to a local check cashing or cash advance center. Get started today!