PAYDAY LOANS WITH NEGATIVE CHECKING BALANCE Payday Loans With Negative Checking Balance. Your job is your credit. No need to look any further. Don't wait until payday to get the money you need now. It's fast, easy and 100% secure. It's only a 3 minute application and anyone can qualify! Get started today! Payday Loans With Negative Checking Balance - All information you provide is completely confidential and secure.